Hi, I'm Pascale. I work with business owners and self-employed people across BC who've built something real and want to protect it.
Most of the people I meet have a plan for growing their business. What they don't have is a plan for the day they can't work. If a serious illness or injury stopped you for six months, your income would stop, but the mortgage, the payroll and the bills wouldn't. And EI won't help most business owners.
That's what living benefits are for. Coverage that pays you, not a creditor, while you can't work, so you can focus on getting better instead of draining your savings or your business.
Before this work, I studied psychology at UBC and trained as a CBT practitioner. It's why I always lead with education. You should understand every option before you decide anything.
I hold the CLU (Chartered Life Underwriter) designation, the premier designation for advisors in risk management and estate planning, and some of my clients have been with me for 9 years.
On our call I'll take a quick look at your work, your income and what you already have in place, and show you in plain English what it would take to keep your income coming in. Then you decide.
I'm based in Vancouver and work with business owners all across BC.